More and more investors are getting involved in Environmental, Social and Governance (ESG) investing as they seek investments that value sustainability and social progressiveness. Here are the ins and outs of ESG.
The unified federal gift and estate tax exemption is temporarily doubled under the Tax Cuts and Jobs Act. What does that mean for large gifts made from 2019 to 2025?
October was a solid month for investors, as a fully diversified equity portfolio gained about 2.4%. With the national savings rate up to 8% and a potential trade truce on the horizon with China, November promises to be eventful!
The total return for all of Q3 2019 is barely on the plus side, due to worsening economic data in Europe and Japan, cuts from the Federal Reserve and a growing possibility for a “baby” recession. How will this impact October and the rest of 2019?
The classic economic cycle points to a baby recession potentially impacting markets in the coming months. What can and should policymakers do to cope? We explore here.
Equity markets had a generally discouraging performance in August, and it looks like this could carry through to September, due to the growing trade war with China, economic data in Europe and interest rate fluctuations.
While July’s stock performance proved to be a positive one, we enter August with a few concerns surrounding China trade, the tightening labor market and market breadth. Read more about July’s market and what’s in store for August and beyond.
May’s stock performance took a hit, giving back all of April and even a little more. What caused this? The trade war with China, market breadth and trading activity were all contributing factors. Learn more.
Making the transition from school to work can be overwhelming. Here we provide 5 personal finance tips for recent graduates as they enter the “real world”.
Dividend growth investing can deliver a lot of wealth to your family if properly executed. Learn the basics of this investment strategy and how you can benefit from it.
There are certain things childless couples will want to pay attention to when crafting their estate plans. You want to make sure your surviving spouse is taken care of, your pet will have a new home, etc.
Considering buying life insurance? Good idea! Though life insurance at times comes with a high premium, it can provide peace of mind for you and your loved ones.
Considering long term care expenses is an important part of your financial planning. Learn how a hybrid life insurance policy can help you comfortably afford long term care.
For our final installment in our Financial To Do List series, we explore what you should be doing in your 60s to prepare for a fruitful retirement. Read on.
For our fourth installment in the “Financial To Do List” series, we explore some financial checklist items for your 50s- including ramping up retirement plan savings and more.
For our third blog in the “Financial To Do List” series, we explore some financial checklist items for your 40s- including ramping up retirement plan savings and more.
Summer is right around the corner, and with that, some necessary financial housekeeping. Now is a good time to review your investment portfolio and make adjustments.
For our second installment in our “financial to-do list” series, we explore how to manage money effectively in your 30s. This includes building up your emergency savings account, assessing insurance coverage and more.
What financial goals should you reach in your 20s? This blog will be the first in a series of Financial “To Do” Lists for each stage of your life – we will start with your 20s and cover each decade thereafter.
Is your son or daughter heading to college? There are some things parents no longer have access to once their child turns 18. Learn about 4 documents you should have in place.
The federal annual gift tax exclusion will increase to $15,000 per individual in 2018—great opportunity for grandparents to make combined annual tax free gifts to grandkids.
Have you considered what would happen if one of your business partners became incapacitated or passed away? A buy-sell agreement is designed to help your business stay afloat. Learn more.
Funding retirement is a harder task than it once was. The good news is there are still many options available for retirees to avoid outliving their assets. Learn more here.
Millennials and wealth management aren’t two things that normally go together ... why? Their aversion to risk is part of it. Find out how early financial planning can benefit this generation.
The majority of businesses in the United States are “closely-held”. This means that they are not publicly traded and there is no ready market in which to sell these companies. It is estimated that of all the U.S. small businesses, approximately 40% of these are currently owned by individuals aged 50 or older. Most of these owners have not done any planning with respect to their business. Often, over 80% of a family’s wealth is tied up in the business and is illiquid. A lack of planning could lead to the family’s assets being diminished, or worse, ending up in the wrong hands.
The following is an excerpt from a client conversation that happens frequently in my office:
PAA: Have you given any consideration to your long-term needs?
Client: Yes, I have, and my children tell me that they will take care of me.
PAA: Are your children working?
Client: Oh yes, I am so proud! My son-in-law is a surgeon, and my daughter works full-time as an attorney while raising three beautiful children!